Unsecured business finance when you need it.

  • Borrow up to £250k
  • Payback As You Earn
  • Quick Funds

A Merchant Cash Advance allows you to borrow against your future credit card sales helping to support your cashflow, purchases and other business needs.

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Step 1

Your business needs a cash boost

Borrow up to £250k for any business purpose.

Step 2

You accept credit card payments

Your business must take 3k+ in average monthly card sales.

Step 3

Pay back finance only as you earn

You repay a small percentage of your card sales.

We are Funding Now!

The Merchant Cash Advance is the UK’s most exciting funding solution! It provides a quick cash injection of up to £250,000 into your business for any purpose within 5-10 days.

The greatest thing about this funding option is that repayments are collected as a percentage of future card sales which means you get the money you need now but only pay back as and when you make sales from your PDQ card terminal machine. There are no set payback times, late payment charges or penalties and the amount you owe never goes up so there are no surprises. We have over a 90% approval rate and have helped many, many businesses throughout the UK.

Repayments flow inline with your takings - if you have a slow month, then the amount you pay back is a percentage of those takings - comforting to know! Especially compared with other types of loans or finance when there is a fixed monthly payment regardless of your sales fluctuation. If you have a good month then the advance is repaid quicker - simple!

Why choose a Merchant Cash Advance?

  • It's unsecured
  • No hidden charges
  • Pay back as your earn
  • Sameday funding available
  • All credit ratings accepted
  • ‘Top up’ funding is available
  • Use for any business purpose
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Helping all kinds of UK businesses

We can help all businesses, big or small, who use a credit card terminal. Here is a selection of businesses that could benefit from using a Merchant Cash Advance.

Restaurants

Restaurants

Pubs and Bars

Pubs and Bars

Hairdressers and Beauty Salons

Hairdressers and Beauty Salons

Hotels and B&B’s

Hotels and B&B’s

Coffee Shops and Café's

Coffee Shops and Café's

Retail Stores and Online Stores

Retail Stores and Online Stores

Auto Service Centres

Auto Service Centres

Vets

Vets

Dentists

Dentists

Florists

Florists

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Pricing is unique to your business.

Each business is different and that's the same with the Merchant Cash Advance product. The cost will be bespoke to your business performance and affordability.

Merchant Cash Advance Pricing

Getting the finance was quick and easy. I have no hesitation recommending FundingNow

Coffee & Cakes | Shropshire

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Customer Support Area

If you can't find what you are looking for or need help then please contact our team here

What's the maximum amount my business can borrow?

The amount you can borrow is based on how much your monthly card sales are, for example, if you generate an average of £6k per month your maximum loan amount would be anything up to 6k. We can provide finance up to a maximum of £250k.

How long can my business borrow for?

A Merchant Cash Advance is a short term financial product and unlike a traditional business loan there is no fixed term. On average, it can take around 6-9 months to pay it back but it all depends on your business performance. On slower days you pay back less, and on good days you pay more - it works with you.

Will my business qualify?

To qualify, your business must be trading for over 6 months with at least £3000 of card sales per month. If you can't meet this criteria let us know, we can help all SME's including startups.

What is the cost?

Each business is different and that's the same with the Merchant Cash Advance product. The cost will be bespoke to your business performance and affordability. Costs are always clear to you.

Are there any fixed monthly payments?

Absolutely not, there's no fixed monthly payments - you simply agree to pay back a small percentage of your future daily card transactions until the loan is completely settled.

Will it affect my credit rating if I apply?

Any credit checks that we run should not affect your overall credit rating.

We’re here to help!

Funding Now specialiases in financial solutions for SME's.

Before you contact us, please make sure you have checked out our Customer Support Area. If you can't locate what you are looking for then please contact us using the details below. - The Funding Now Team

0330 223 3656

info@fundingnow.co.uk

Our team is available to respond to enquiries Monday to Friday 9am - 5pm.

Are you ready to grow your business with a Merchant Cash Advance?